Most money apps tell you where your money went. This release is about where it's going: when your card is due, when your next paycheck lands, what your balance looks like three weeks from now, and how much sooner you could be out of debt. Here's what's new in NetTrack 1.6.17.
Pay off debt faster
Open any credit card or student loan and NetTrack now shows the details that actually matter: your APR, statement balance, minimum payment and when it's due. Loans show their rate and when they'll be paid off.
Below that is a new Pay off faster slider. Drag it to add a little to your monthly payment and watch the payoff date move closer and the interest you'd pay shrink. It's the quickest way we know to answer "is an extra $50 a month worth it?"
We'll also give you a heads-up three days before a card payment is due, so a busy week never turns into a late fee.
See where your cash is headed
Trends has a new Forecast view that projects your cash balance for the next 45 days. It lines up your paydays, bills and card payments on one chart, so you can see the dip before it happens instead of after.
Drag across the chart to read your projected balance on any day. NetTrack also calls out your lowest point and when it hits, and will warn you if your cash is about to dip below zero.
Recurring, reworked
Recurring now shows the whole picture of money moving on a schedule, not just bills.
- Money in: paychecks and other regular income get their own section, and the week ahead shows what's coming in next to what's going out.
- Transfers and card payments are separate: moving money between your own accounts or paying off a card is not a bill. Those now live in their own section and no longer inflate your monthly total.
- Real card payment amounts: card payments use your actual statement balance or minimum due, not a guess.
- Tap any day: tap a day in the week strip to see exactly what's due and what's landing.
- Price changes that mean something: we only flag price changes on bills with a fixed amount, so your electric bill moving around won't set off a false alarm.
Payday alerts
Get a notification when your paycheck lands. Only actual paychecks count, so you won't get pinged for every refund or Venmo.
Smoother bank connections
When a bank is having trouble on their end, NetTrack now says so plainly instead of suggesting you got your password wrong. Tap "Tell me when it's back" and we'll send you a notification as soon as the connection is working again.
And more
- A cleaner Home that shows what you own next to what you owe.
- Account pages now list transactions the same way Activity does.
- Clearer budget rows: "All spent" and "Not budgeted" at a glance.
- A refreshed welcome and onboarding for new members.
- Separate notification settings for bills and paydays.
- New net worth records only celebrate when you've actually beaten your previous high.
- Lots of fixes and performance improvements.
Get the update
Update NetTrack from the App Store or Google Play. Debt details, Pay off faster, Forecast, payday alerts and the new Money in and transfer sections on Recurring are part of NetTrack Pro, and you can try all of it free.
Something still needs a workaround? Tell us through the contact page. Most of this release started as a reply to one of our emails.